Terms of Use

What are these terms?

These are the "Terms" that regulate your use of our Website, and our relationship with you. They create a legally binding contract between us, as soon as they apply.

Our website is at https://www.dsmfinance.co.za

The essential point of these Terms

We will have no obligations to you whatsoever, we will not be liable at all for any liability, damage or loss resulting from your use or inability to use our Website. You use our Website at your own risk.

When do these Terms apply?

These Terms will apply if you access or use our Website. Don't use our Website if you don't absolutely agree to these Terms. You can use our Website only on these Terms.

Are there other applicable terms too?

Additional terms may also apply for specific products or services or subscriptions available through our Website. If there is a conflict between these Terms and the specific terms, the specific terms will apply.

Changes to the Website and/or these Terms

We have the unfettered right (as far as the law allows) to suspend, change or add to our Website, and to change or add to any of these Terms from time to time, at our discretion, and those changes will apply immediately when they are made.

Use of our Website

You are prohibited from using our Website in the following ways:

• copying our Website;
• distributing any content from our Website without our prior consent;
• using any technology, including but not limited to crawlers and spiders to search our Website or obtain information from our Website;
• framing our Website or any pages;
• linking to our Website in a manner other than through the homepage;
• deep-linking to any other pages in a way that would suggest that you own the intellectual property that belongs to us;
• providing us with any untrue or incorrect information; and
• changing, modifying, circumventing, disabling or tampering with any part of our Website, including its security features.

Intellectual property

All our intellectual property is ours, not yours: this means that you absolutely agree that all right, title and interest in, and to, any of our intellectual property (in its widest possible, legal and commercial definition(s)) viewable and accessible from our Website is proprietary to us, and will remain so. You will not acquire any rights of any nature in respect of that intellectual property by using our Website, services or products. You also agree not to reverse engineer our Website for any purpose whatsoever.

Third party sites

We may provide hyperlinks to third party websites and applications. When you access and use these third party websites, applications, products, services or business you do so solely at your own risk.

Limitation of liability

You hereby agree that, subject to applicable law, we (including our directors and/or employees) will not be liable for:

• any incorrect information or images provided on our Website which you relied upon;
• any internet data usage charges incurred while using our Website;
• any interruption, malfunction, downtime, off-line situation or other failure of our Website or services, our systems, databases or any of its components;
• any loss directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems or programming defects; and
• any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities, or any other event over which we have no direct control.

You indemnify and hold us harmless against all and any loss, liability, actions, suites, proceedings, costs, demands and damages of all and every kind (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the above, whether due to negligence or not.

Getting in touch

Please email us at info@dsmfinance.co.za for any enquiries about our Website.